[theKellogs]
time is on my side
 

Thursday, September 30, 2004

Watch the debates tonight voters!

learn the issues, read :

Heading into the first presidential debate Thursday, which will focus on foreign affairs, there is much in the public record to suggest that Bush's words on Iraq have evolved -- or, in the parlance his campaign often uses to describe Kerry, flip-flopped.
http://sfgate.com/cgi-bin/article.cgi?file=/c/a/2004/09/29/MNGE590O711.DTL

Al Gore Gives John Kerry Some Pointers on Debating Bush 9/30
http://www.nytimes.com/2004/09/29/opinion/29gore.html

1054 U.S. Military Fatalities, at least 7032 Wounded (DoD List) in Bush's War on Iraq
http://icasualties.org/oif/

Bush's Top Ten Flip Flops 9/30
http://www.cbsnews.com/stories/2004/09/28/politics/main646142.shtml

New Premium: "There's Something About W," a Highly Recommended DVD to Show to Undecided Voters. Features the Great "Le Krugman," And Others.
http://www.buzzflash.com/premiums/04/09/pre04055.html






posted by txpoollover, September 30, 2004 05:00 | link | comments

Wednesday, September 29, 2004

'Phishing' Scams Growing Like Crazy

We've talked about 'Phishing' scams before, but we never explained what 'phishing' actually means. And, we have two new variants.

The term comes from techies who like to replace the letter 'f' with 'ph.' So, the term applies to scamsters who are 'phishing' for your private information, to steal your credit card or bank info -- or worse, your identity.

We described some of the major 'phishing' scams in Issue #63:

==> http://www.scambusters.org/Scambusters63.html

There are two new variants we wanted to let you know about.

The first is the generic version of the bank scams we talked about in Issue #63. We saw this for the first time this week. Here's a sample. (Note: spelling errors are in actual emails.)


Subject: YOUR ONLINE BANKING ACCOUNT

Dear Online Banking Consumer,

This email was sent by your Online Banking center to verify your e-mail address. You must complete this process by entering required iformation like your Online Banking login and password. This is done for your protection --- becaurse some of our members no longer have access to their email addresses and we must verify it. Please, complete the following information:

Bank Routing/ABA Number (9 digits):
First 6 digits of your Banking Card:
Online Banking Login ID (CIN or CAN):

Your Online Banking Password (or PIN):





The second one is almost funny -- except that innocent people are getting taken:




You credit card has been charged for $234.65

Important notice

We have just charged your credit card for money laundry service in amount of $234.65 (because you are either child po... graphy webmaster or deal with dirty money, which require us to layndry them and then send to your checking account).

If you feel this transaction was made by our mistake, please press "No."

If you confirm this transaction, please press "Yes" and fill in the form below.

Enter your credit card number here:

Enter your credit card expiration date:





What do you do if you get an email like this?

Nothing. Delete the email! It's a scam.

Legitimate banks and organizations may send you offers and coupons via email, but they do NOT ask for your personal and banking information via email.

If you have any question about the legitimacy of an email, go to the official website directly, or call or email the company. Never click on the link in the email.

ACTION: Never, ever, ever respond to emails that ask for personal info.























































posted by txpoollover, September 29, 2004 16:26 | link | comments

Tuesday, September 28, 2004

Bush's Hometown Newspaper Endorses Kerry
http://www.reuters.com/newsArticle.jhtml?kn?type=politicsNews&storyID=6356211

posted by txpoollover, September 28, 2004 17:53 | link | comments

Monday, September 27, 2004

Hot tubbing in Texas . What a life, T.V. outside

watching HBO: The Sopranos, now being

 replayed starting with episode one.Citronella

 candles, for the bugs. Ice cold Fort Worth

beers. Water I love it, the bubbles. First

episosode is about ducks in the pool and

 Tony Soprano has an anxiety attack

begins seeing a psychiatrist.

My hot-tub is my therapy.~ M.K.

posted by txpoollover, September 27, 2004 19:17 | link | comments (2)

Sunday, September 26, 2004

Tonights Andy Rooney segment of 60 minutes. Andy pointed out all the people and groups, urging people to vote.

He said he doesn't care if people vote. All of 100 million people voted in the 2000 election, less than half of those eligible to vote,most of those that didn't vote,should not vote. The Americans that don't read newspapers, and don't know what the issues are , are not smart enough to vote, he says.

I agree that the majority of Americans are ignorant about the issues, and are voting without any idea what the truth is.

The polls show a lead by Bush, by likely voters polled. If this is true we have to make sure that the uncounted , not likely to vote, get in on this election,

It is too important of an election. I am not going into here the candidates and the issues. Watch the debates, the first one is this thursday. read a good paper, like

"The New York Times". read about the issues decide and vote intellegently. It is very important to register to vote, the deadline is Oct. 4th.

 2004 Presidential Election: Registration Deadlines and Information ...


League of Women Voters: Voter Information: Register to Vote



posted by txpoollover, September 26, 2004 18:57 | link | comments

Saturday, September 25, 2004

 

 Sleep ,A very good idea:

Business prospects are improving for Christopher Lindhoist and
Arshad Chowdhury, who recently opened their Metronaps lounge
on the 24th floor of New York City's Empire State Building and
whose clients pay $14 to relieve stress by dozing off for 20 minutes
in private, specially-made, reclining chair-pods with an array of
vibrations and sounds to drown out the hubbub of the city.
Chowdhury said he studied the science of napping at Carnegie-
Mellon University and found a "tremendous amount of research"
showing the rejuvenative value of the short "power nap," which he
said improves memory, mood, and learning.  The Metronaps chair-
pods (cost: $8,000) are being separately sold to companies
overseas and may soon appear in airport lounges.

Sleep Watcher

Sleepless nights may be trying to tell you something about your health.

Insomnia may be a symptom of an underlying chronic disease, a recent study determined. Heart disease, depression, and pain all can contribute to sleep disturbances. Aim for 6 to 8 hours of sleep per night and discuss any sleep problems with your doctor so you can have underlying causes treated.

RealAge Benefit: Getting 6 to 8 hours of sleep per night can make your RealAge as much as 3 years younger.

More: Getting a good night's sleep is easier if you . .














posted by txpoollover, September 25, 2004 06:45 | link | comments

Friday, September 24, 2004

After a very stessfull situation yesterday, I had to eat to mellow out, I had some carrots, and celery and a tuna taco, I had packed with me, it helped, and I avoided the quickie-mart junk food, that is sold at convenience food stores. Now they have expensive $2.98 Atkins candy bars , along with the other candies and donuts, greasy chips and crap that is available to the obese American. Eat , eat, but eat smart~MK

Some good advice here read:

Why Diets Fail

Speaking of excuses—this is a scientific look at a year in the life of a diet and the pitfalls along the way. Month-by-month, we take you through the low points and give you methods to climb out of the valleys. We'll convert your body from foe to ally.




posted by txpoollover, September 24, 2004 04:37 | link | comments

Thursday, September 23, 2004

The first day of Autumn, or fall,

now th leaves are really falling

into the pools, hurricane Igor is

still alive and now heading from the

Gulf strait to Fort Worth by saturday

This from Ed Fedol:

The paradox of our time in history is that we have

taller buildings but shorter tempers, wider

freeways, but narrower viewpoints. We spend more,

but have less, we buy more, but enjoy less. We have

bigger houses and smaller families, more

conveniences, but less time. We have more degrees

but less sense, more knowledge, but less judgment,

more experts, yet more problems, more medicine, but

less wellness.


We drink too much, smoke too much, spend too

recklessly, laugh too little, drive too fast, get

too angry, stay up too late, get up too tired, read

too little, watch TV too much, and pray too seldom.

We have multiplied our possessions, but reduced our

values. We talk too much, love too seldom, and hate

too often.



We've learned how to make a living, but not a life.

We've added years to life not life to years. We've

been all the way to the moon and back, but have

trouble crossing the street to meet a new neighbor.

We conquered outer space but not inner space. We've

done larger things, but not better things.

We've cleaned up the air, but polluted the soul.



We've conquered the atom, but not our prejudice. We

write more, but learn less. We plan more, but

accomplish less. We've learned to rush, but not to

wait. We build more computers to hold more

information, to produce more copies than ever, but

we communicate less and less.



These are the times of fast foods and slow

digestion, big men and small character, steep

profits and shallow relationships. These are the

days of two incomes but more divorce, fancier

houses, but broken homes. These are days of quick

trips, disposable diapers, throwaway morality, one

night stands, overweight bodies, and pills that do

everything from cheer, to quiet, to kill.


It is a time when there is much in the showroom window and

nothing in the stockroom. A time when technology can

bring this letter to you, and a time when you can

choose either to share this insight, or to just hit

delete.


Remember, spend some time with your loved ones,

because they are not going to be around forever.




Remember, say a kind word to someone who looks up to

you in awe, because that little person soon will

grow up and leave your side.



Remember, to give a warm hug to the one next to you,

because that is the only treasure you can give with

your heart and it doesn't cost a cent.



Remember, to say, "I love you" to your partner and

your loved ones, but most of all mean it. A kiss and

an embrace will mend hurt when it comes from deep

inside of you.



Remember to hold hands and cherish the moment for

someday that person will not be there again.





Give time to love, give time to speak, and give time

to share the precious thoughts in your mind.



AND ALWAYS REMEMBER:

Life is not measured by the number of breaths we

take, but by the moments that take our breath away.



























































































































posted by txpoollover, September 23, 2004 04:52 | link | comments

Wednesday, September 22, 2004

Candy

This is my maid Candy

I like a nice clean house. Candy cleans every other week.

I grew up with 3 sisters, they took care of the

house chores and laundry. I mostly

 disappeared on my bike, so my mom

wouldn't put me to work cleaning.~ Mo

posted by txpoollover, September 22, 2004 05:40 | link | comments

Tuesday, September 21, 2004

If only 538 more Floridians had voted for Al Gore in 2000, we wouldn't be in Iraq. 130,000 of our brave men and women would be safer, deployed elsewhere. 37,000 reservists would still be here at home.

Together, we can change our country's course on November 2nd, but only if every one of us votes.

Shockingly, when we checked public voter files in a couple of key states, up to 30% of MoveOn members were not yet registered to vote -- even though almost all of us think we are. Luckily, there's a simple solution to this problem: Register. Yes, you. Right now. Even if you're already registered, it's better to play it safe than be sorry on November 2nd.

You can fill out our simple online form, print it, and mail it in today. Do it now, at:

http://moveonpac.org/vote/

Registering takes just 5 minutes.

Voter registration deadlines are fast approaching across the country. In some states, there are less than two weeks left to register to vote for this pivotal election.

President Bush has pulled out all the stops in registering likely Republican voters, even going as far as asking churches to turn their membership directories over to his campaign. We only have a few more days to catch up.

Too often, people show up at their polling place on election day only to find out that they're not actually registered to vote. By then, it's too late. Don't let that happen to you.

Take a few minutes today to make sure that you, and everyone you know, are registered to vote. Click here:

http://moveonpac.org/vote/

We know this election will be incredibly close. The numbers from the 2000 election tell the story:

Official Bush margin in Florida   537 votes
Gore margin in New Mexico   365 votes
Margin of victory in IA, NH, OR and WI   Fewer than 8,000 votes in each
Eligible 18-24 year olds who didn't vote   15.2 million
Total eligible voters who didn't vote   56.8 million

Bringing enough new voters to the polls will win this election for John Kerry.

So please make sure you, your friends, and your family are not statistics next time around. Register today.

http://moveonpac.org/vote/

Thanks for all you do, but especially for registering to vote. So much is at stake.

--Eli Pariser and the whole MoveOn PAC team
  Monday, September 20th, 2004

PAID FOR BY MOVEON PAC www.moveonpac.org
Not authorized by any candidate or candidate's committee.



posted by txpoollover, September 21, 2004 03:57 | link | comments (1)

Monday, September 20, 2004

Middle Class Jobless

Griff Witte

Monday 10:24 AM

Unless you earn more than $100,000, America is just not the place to live. Over the last 30 years, your share of GDP has gone down consistently. It used to be that your salary just didn't go up. Now, with automation and outsourcing, your job is much more likely to leave forever. Griff Witte of the Washington Post   takes a hard look at what this really means for the Americans failed by the economy. [Free, one-time reg. req'd]

posted by txpoollover, September 20, 2004 16:02 | link | comments

Sunday, September 19, 2004

* Almost All True:  Three of these four things really happened, just
recently.  Are you cynical enough to figure out the made-up story?
(Answer below.)
(a) Identical male twins were revealed to be the registered owners
of a Russian website devoted to nude photos of female Siamese
twins.
(b) A male nurse who had just pleaded guilty to lewd conduct with
a handicapped boy was merely transferred by his employer (a
California government agency) away from children, to work in its
animal-care facility.
(c) A distributor in Florida moved more than 10,000 units of a
plastic toy premium (inside bags of candy) that depicts planes
flying into the World Trade Center.
(d) An Oregon couple pleaded guilty to several instances of
punishing their two kids' bad behavior by allowing their pit-bull
dog to attack them.

* The IQ-Diminishing Aspect of the Fourth of July:  Two 16-year-
old boys were hospitalized after trying to extract gunpowder (for
July 4 fireworks) from shotgun shells by using a sledgehammer
(Houston, Tex.).  A 19-year-old man used an explosive to blast a
fire hydrant cap into the air on July 4 to see how far up it would go
but was hospitalized when the cap landed on his head (Chicago). 

* Recurring Themes:  The unnamed young man who won the latest
"Jackass" contest, sponsored by Chicho's Restaurant in Virginia
Beach, Va., in August, first came to the attention of police when he
was spotted wandering around at 1 a.m. bleeding from an amateur
Mohawk haircut.  Also, his chest, stomach, buttocks, and legs were
heavily industrial-strength-stapled, and he had slice marks on his
side and a broken collarbone (from a back flip off the bar).  He had
also swallowed and vomited a live goldfish and broken a beer
bottle over his head, but all in all, he said, he was proud.  (The
restaurant manager was fired.)

* Readers' Choice:  John Hutcherson, 21, was arrested in Marietta,
Ga., in August for vehicular homicide and DUI after he drove 12
miles home and went to bed, allegedly oblivious of the dead body
of his good friend that was hanging out his passenger-side window.
According to police, the 23-year-old pal had been decapitated by a
telephone pole guide wire when he stuck his head out the window
after Hutcherson veered off the road.  A neighbor alerted police the
next morning when he saw the body still draped on the door of
Hutcherson's truck.

   Answer to Almost All True:  (b), (c), and (d) are true.














































posted by txpoollover, September 19, 2004 15:09 | link | comments

Saturday, September 18, 2004

Marilyn in the city

Top 10: Classic Sex Symbols
Timeless beauties like Ann-Margret, Marilyn Monroe and Sophia Loren shaped the sex symbols we all know and love today. More


posted by txpoollover, September 18, 2004 14:08 | link | comments

Friday, September 17, 2004

Questions and Answers
... world. The procedures and deadlines to vote absentee vary from state to state.This ... GENERAL INFORMATION. Can I vote absentee? Generally, all ...


Elections four years later are we ready?

After the debacle that was the 2000 election process, Congress passed the Help America Vote Act (HAVA) to "help prevent a replay of the Florida punch card-counting embarrassment that left many Americans wondering about the reliability of our voting system." Underfunding and ongoing political machinations, however, have left election reform gridlocked. Ongoing problems: although HAVA authorized the government to spend up to $3.9 billion over three years on new voting equipment, states have thus far received less than half of that. The law requires every state to create a computerized database of all registered voters; today forty states have been able to bypass this requirement, having been granted waivers of their obligation until 2006. And although, as the Caltech/MIT Voting Technology Project reports, "punch cards have the highest rate of unmarked, uncounted and spoiled ballots over the last four presidential elections," 32 million voters still live in jurisdictions that will use those very same punch card ballots.



posted by txpoollover, September 17, 2004 08:52 | link | comments

Thursday, September 16, 2004

I can feel my blood boil and my

pressure sky-rocket daily. Phone

calls, , no-pay accounts ,traffic, etc.

Beating stress from Mens Health:

Fighting Stress with Adrenaline
Step #1 Exercise
Stress Relievers
Shed Stress, Live Better
Mental Travel Insurance





posted by txpoollover, September 16, 2004 15:24 | link | comments

Wednesday, September 15, 2004


Internet ScamBusters Q&A


Question: I recently received an email from my father about
a virus coming in an email titled "WTC Survivor." It said it
will erase your entire "C" drive. Have you heard anything
about this?

Answer: Yes, we've certainly heard of it. It's a hoax.

Tip: Any email that tells you to forward it to all your
friends and family is almost certainly a hoax. Hit delete
instead.

Question: I keep receiving these emails about "Mrs. John
Kerry of the Heinz Family." I really want to know if it is
true that Teresa Heinz Kerry has connections with radical
groups. I've tried to check it on the ScamBusters site but
do not see it listed. Could you please look into this matter
and advise? Thank you.

Answer: These emails are all untrue -- they are hoaxes.

In ScamBusters Issue #86, we ran a Snippet called 'Dirty
Politics.'

As it turns out, the number of hoax emails about Senator
Kerry and his family have outnumbered those about President
Bush 1500 to 1. That may or may not change as the election
approaches.

Here's what we wrote in Issue #86:

By now you may well have received dozens of emails about how
one of the US Presidential candidates (or members of their
families) are communists, traitors, assassins -- or that
they have committed some horrible (and suppressed) acts.

The number of these hoaxes will undoubtedly increase
significantly as November 2 gets closer. We've seen them for
every candidate.

So, for the thousands of people who have already asked
whether the contents of a particular email like this is true
-- and to the tens of thousands who will probably ask before
November 2 -- the answer is simple:

     No, it's a hoax.

We have yet to see any true email of this nature. So, save
yourself (and your friends) the bandwidth and simply hit
delete.

For our subscribers in other countries: We suspect you may
also start to see this type of hoax around your elections
(if your country has elections).


Question: Hi Audri & Jim -- I recently received 2 scams from
the Netherlands. They first congratulate you on winning a
large sum of money in a lottery. One was for a million
dollars and the other for a half million dollars. I'm
supposed to keep quiet about it until the money is given
out. I know these are scams. Would you like me to send you
the letters?

Answer: No thanks. We have thousands.

If you ever receive an email that says you won a lottery
that you didn't buy a ticket for, it's a scam. For more on
lottery scams, visit:

==> http://www.scambusters.org/lottery-scams.html


Question: Recently I listed some furniture items for sale on
[site name deleted]. I was contacted by email from a person
in West Africa offering to buy the items. They wanted me to
collect from someone who owed them money here in the US. I
would take out my funds and Western Union them the balance
minus any shipping fees, etc.

Is this a scam? I have not released any personal info yet.
Please let me know if you have any info on this. Thanks, in
advance.

Answer: It's a scam. There are many, many variations of this
scam. All involve some convoluted way of getting paid --
usually with an international buyer (but not always) -- and
often with counterfeit bank checks.

We wrote about the most common variation, which involves
selling cars. You can find it here under the question: 'The
Single Biggest Question We Are Being Asked Right Now.' The
principles are the same whether it's a car, truck, computer,
furniture, or any other item:

==> http://www.scambusters.org/russian-scams.html

Question: We actually received a call last week from the 809
area code. The woman said "Hey, this is Karen. Sorry I
missed you -- get back to us quickly. Have something important
to tell you." Then she repeated a phone number beginning
with 809. We didn't respond -- I know from you it's a scam.

A friend got an email, supposedly from AT&T, that said you
can be charged $2,425 per minute for calls to the 809 area
code, and that you'll often be charged a total of more than
$24,100.00. Has this scam gotten that bad?

Answer: As you suggested, both of these are scams. However,
the amounts charged in the email are much too high.

You can see a complete description of this scam by visiting:

==> http://www.scambusters.org/809Scam.html





















































































































posted by txpoollover, September 15, 2004 04:43 | link | comments

Tuesday, September 14, 2004

It is time to vote Ladies!

Get Out the Women's Vote
on a National Day of Action This Saturday,

We're encouraging all 10 for Change participants to spend this Saturday, Sept. 18, taking part in a national day of action highlighting our efforts to get women to the polls this November. America Votes, along with NOW and our national coalition partners, is organizing "Fifty Million Women Count: National Women's Election Action Day," where women and men will take to the streets, especially in battleground states, to register, recruit, educate and mobilize the 50 million women who are eligible to vote in the U.S.

Action Idea:
Plan your own event for Saturday, Sept. 18, in official recognition of National Women's Election Action Day. If you're in one of the target states, post your event on the America Votes calendar, and make this a true coalition effort by connecting with other like-minded feminists and progressives on AmericaVotes.org.
The goal: to ensure that women count and are counted in this election. Especially in battleground states, volunteers will be contacting voters through phone banks and door-to-door canvassing; they'll also be registering voters and taking part in campus organizing activities and activist trainings. Those of us who are not in battleground states should continue to register women voters and support local candidates, or plan to travel to a "hot" state or hold a "cell phone party" to call lists of voters from the target states.

The Truth About GeorgeThe Truth About George: Time is moving quickly—the election is just seven weeks away. Get the latest on Bush, his cronies and their flip-flops by signing up to receive email alerts from TheTruthAboutGeorge.com. We'll be updating the website with breaking news on the "war" against women's rights, the war in Iraq, Bushisms, policy flip-flops and more.

Sign and circulate a petition demanding that the presidential candidates and congressional leaders stand up for women and girls. We need their leadership to end discrimination against women and restore women's rights by supporting initiatives and policies that promote health, safety and opportunity for all of our nation's girls, women and families, not just for the privileged few.

10 Reasons for Feminists and Progressives
to Get Out the Vote in the Weeks Ahead:

Because the current administration and their right-wing, anti-women allies have:
    Deepened discrimination and pay inequality
    Rolled back women's educational opportunity gains
    Expanded the gulf between rich and poor, and placed poor women and children at even greater risk
    Promised to return poverty to the lives of retired workers by undermining Social Security
    Severely restricted health care programs
    Cut and misdirected funding for the Violence Against Women Act and mishandled incidents of sexual violence against military women
    Nominated numerous regressive, anti-women federal judges
    Closed women's offices and appointed government officials opposed to women's rights
    Pushed discriminatory constitutional amendment banning marriage equality
    Restricted women and girls' reproductive rights and access to contraception and health care

More Resources


LEARN MORE:
10forChange.org | Sign Up for Other Newsletters | Unsubscribe

TAKE ACTION:
Get Involved | Find a NOW Chapter | Support NOW's Work | Tell a Friend
















posted by txpoollover, September 14, 2004 16:22 | link | comments

Monday, September 13, 2004

How Safe Is The Money in Your Bank Account?

Today's article is not about what happens if your bank fails. Although this can be a real problem, most bank accounts in the US are insured by the FDIC to cover losses up to $100,000.

Action: We certainly recommend that you always make sure that your bank is financially sound and that your bank account deposits are fully covered by the FDIC.

However, today we focus on how to keep the money in your bank account safe from scammers and thieves. We'll talk about keeping your money safe through both online and offline banking.

Online banking

Let's start with online banking, since that's where the problems are growing fastest.

Online banking certainly provides great convenience -- and can save you a lot of time. Online banking lets you check your balances, transfer money between accounts, and pay bills.

However, you need to be vigilant and protect your online bank account. Here are some tips on how you can protect your bank account and keep it safe from theft:

1. PAY ATTENTION. Log in to your account on a regular basis, even if you don't have any transactions to do. Simply take a look. It only takes a moment to review your information so that you know what's going on -- and to make sure nothing is wrong.

Action: If you do discover a problem or a discrepancy, contact your bank immediately.

2. KEEP IT PRIVATE. Don't be tempted to do your online banking in the library or the local Internet cafe. You have no way of knowing who has access to that information -- or how they'll treat it.

Plus, there may be keystroke loggers on the computer, which make it very easy for a thief to steal your private information.

(A keystroke logger is a hardware device or software program that monitors each keystroke a user types on the keyboard. This information can then easily be transmitted to the scammer, who then can have access to user names, passwords, and other confidential information.)

Action: Never use public computers for transactions that involve private information.

3. INITIATE CONTACT YOURSELF. Don't ever try to access your account through an emailed link -- no matter how much that email looks like it came from your bank.

These kinds of emails that request you to log into your bank account are most likely 'phishing' scams. We've written quite a bit about these scams in past issues. For more info on phishing scams, click here.

Plus, don't give out any personal information if someone who claims to be from your bank contacts you, by email or by phone.

Action: The best way to be reasonably sure that you really are dealing with your financial institute is to always initiate the contact yourself.

4. CHECK FOR SECURE CONNECTIONS. When you visit the bank's site, make sure that the page where you type your info always starts with https: The 's' means that the URL is on a secure server.

Action: Never type confidential information or passwords into a non-secure page.

5. CHANGE YOUR PASSWORD REGULARLY. And don't tell anyone what it is, or allow anyone else to use it. Even people you trust should not have access to your online banking password.

Action: Change your password at least once a quarter. If you suspect there may be a problem, immediately change your password and call your bank.

6. INSTALL BARRIERS. If you are doing online banking, your computer should have the following software installed:

- A firewall. Firewalls 'block the door' to your computer so 'hackers' can't access the information on your hard drive. To learn more about firewalls, click here.

- Spyware blockers. Spyware is any program that secretly downloads onto your system when you access the Internet, often through pop-up ads or attachments.

The software gathers information about you from your computer and sends it to 'third parties' -- who could be scammers who will steal your money. You can learn more about spyware here:

- Anti-Virus software. Scammers sometimes send virus 'trojan horse' programs by email, and anti-virus software installed on your system can stop these. To learn more about anti-virus software, click here.

Action: Install a good firewall, spyware blocking software, and updated anti-virus software program.

Action: Report all problems and suspicious activity immediately.

Offline Banking

There are lots of ways that thieves can gain access to your bank account info offline as well. Here are a few precautions for you to take:

- As with online banking, pay attention. Don't just get your bank statement and toss it on the 'to-do' pile on your desk. Your to-do pile is probably way too big, and it might be days before you get around to opening that envelope. You can't spot a problem if you're not paying attention -- and if you don't spot an existing problem, it could cost you a great deal.

Action: Read your bank statements as soon as you get them.

- Be very careful with your ATM card. Don't lend your ATM card to anyone or share your password. And never write your PIN number on your ATM card or have it anywhere near your ATM card (in the event that your wallet gets stolen).

- Shield your transactions when you use your ATM card so no one can see what you are keying in.

- Check to make sure that no hardware devices have been added to an ATM machine you're using.

These devices, called 'Skimmer' devices, can record the info from the magnetic strip on your ATM card along with your PIN number. They take less than 15 seconds for the scammer to install and uninstall them.

Some Skimmer devices are installed over the keypad on an ATM machine -- and may include warnings, supposedly from the bank, about how this equipment is being tested. If you see anything like this, do NOT use the ATM machine.

- Shred old and unused checks, as well as any unwanted paper that has your bank account number on it.

- Never give anyone a signed blank check.

Check out our article on credit card fraud: 21 tips to protect yourself. Much of this article is also useful to help you avoid bank fraud.

For more on the Gartner study, visit:

==> http://msnbc.msn.com/id/5184077/

If you do find a fraudulent transaction, report it to your bank immediately. Your bank is required to refund your money as long as you notify the bank within 60 days of receiving your statement. However, the sooner you begin the process, the faster action can be taken to stop the fraud.

If you follow these suggestions, there are no guarantees (since these folks are very, very clever), but you will have a very good chance of keeping your bank account safe from scammers and thieves.
























































































posted by txpoollover, September 13, 2004 04:27 | link | comments

Sunday, September 12, 2004

Why are Americans Obese? It's what we eat and how much.

Reas this article from Mens Health on-line

Wide World of Food

Web exclusive! Food boredom is the leading cause of pigging out on ice cream! Here are some new foods (from Japan, Mexico, China, Africa, Alaska even) that are good and good for you. These are available only online.



posted by txpoollover, September 12, 2004 06:24 | link | comments

Saturday, September 11, 2004

Here is a show we may be seeing soon,

As network T.V. battles for viewers.

 Among the reality-TV series being batted around in London,
according to recent reports in the Daily Telegraph and The
Independent, is "Make Me a Mum," in which a woman reduces a
field of men to the two who she believes will make her the
genetically-best offspring.  At that point, producers will inseminate
the woman with sperm from both men and, using intravaginal
micro technology, will attempt to record a "race" to see which
sperm gets to the egg first.  Said Remy Blumenfeld, the creative
director for the Brighter Pictures production house, "[This show is]
much more about the rule of science than the rules of attraction."











posted by txpoollover, September 11, 2004 14:31 | link | comments

Friday, September 10, 2004

Dad at 21

Wisdom doesn't automatically come with old age. Nothing does - except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place.
Abigail Van Buren (1918 -

My Dad is 75 years old today

Perry W.Kellam, was born in Eastern Shore of Virginia,

Sept. 10, 1929, I remember the scent of

Mennen Skin Bracer, Dressed in his U.S. Air

Force fatigues, Dad was in Korea, and Viet

Nam. I can still see Dad jumping over fences,

doing tricks with the baby Cindy, running the

dog, Murphy in the country, riding the

horses, like the Duke.

Dad never watched t.v. much and never

sports, or "The Lucy Show" We were

encouraged to play outside. We had

barrels and high jumps and obstacle

courses, in the backyard.

Dad could never be an old man.

Happy Birthday Dad.~ M.K.

posted by txpoollover, September 10, 2004 05:28 | link | comments

Thursday, September 09, 2004

How am I going to fly home? Delta won't be

ready when I am. No more Delta.

Delta is gone from DFW

By Trebor Banstetter / Star-Telegram Staff Writer
About 1,100 employees will remain, most in the reservations call center, as the ailing airline tries to avoid bankruptcy.

Delta closing D/FW hub


posted by txpoollover, September 09, 2004 16:48 | link | comments

Wednesday, September 08, 2004

I know if someone is fairly new to the internet,

when they fall for one of these cons. Have you

seen any of these, in your email? and how

 often ? once, twice, a dozen times?

The Top 9 Email Hoaxes According to Bankrate.com

Here are 9 email hoaxes that Bankrate.com views as the 'most popular and most creative' email hoaxes that are perhaps waiting in your email box.

1. Neiman Marcus Cookie Recipe.

Did Neiman Marcus really charge a customer $250 for a cookie recipe? You can read the Neiman Marcus cookie recipe urban legend here -- it's quite interesting:


2. Email Forwarding and Donations.

These are probably the most persistent hoaxes we receive. Basically, the idea is you get paid to forward email. There is no technology to track this -- even if companies like Microsoft, AOL, Disney, The Gap, etc. wanted to do it.

You can see a few examples of these hoaxes: Coca cola, Microsoft AOL email, Sony Ericsson, and tracking email.

3. Nigerian scams.

We've covered these Nigerian scams extensively -- including in Issue #83.

4. Work at home scams.

Any offer to work at home that promises lots of income to do almost nothing -- especially when you don't even need experience -- is a scam.

You can read the details about some of the more clever of these work at home scams here.

5. You won... nothing!

We've been getting so many questions about various lottery scams lately -- especially lottery scams in Europe.

The punch line of these lottery scams is quite simple:

- If you didn't enter, you didn't win.

- If you need to pay any kind of fee to get your prize, it's a scam.

- If you need to purchase anything (like expensive airline tickets through their agency), it's a scam.

Click here for more on lottery scams.

6. You'll get $5,000 for sending only $25.

These chain letters are Ponzi schemes -- as well as illegal. They promise that if you send $5 to five people on the list in the email you receive, then your turn will come and you'll receive $5,000 because your name will be on so many email lists.

Don't do it -- it's illegal and you'll lose your money.

7. Keeping speeding tickets off your record.

This particular email for how to keep speeding tickets off your record is quite popular -- and very creative. It's also not true.

You can read the interesting details about speeding tickets by clicking here.

8. New tax or charges on all your emails.

This particular email hoax seems to flair up at least every year.

One variant says you'll be charged for each long distance email, just like you're charged for long distance phone calls. Other hoaxes talk about new Internet taxes on your long distance emails.

Neither is true -- but they sure take up a lot of bandwidth being circulated!

9. No more taxes -- Clinton and Congress secretly got rid of the IRS.

This email hoax is a bit more obscure -- and perhaps even funny.

It claims that Bill Clinton got Congress to pass NESARA -- which would have been announced on September 11, 2001, by Alan Greenspan had there been no terrorist attacks. This 'law' supposedly abolishes the IRS and forgives all debts.

For details about the NESARA hoax, click here.

To see the list from Bankrate.com, visit:

==> http://scambusters.org/a/news5.html

That's it for today -- enjoy a scam-free week.






































































posted by txpoollover, September 08, 2004 18:58 | link | comments

Tuesday, September 07, 2004

Labor Day has come and gone here in Old

Cowtown Summer is over, all the baggy

pantsers are back to school. Glad to see the

TCU campus once again lively with studentry.

"The pool is too cold" I am hearing for the first

time in monthes Leaves are choking the

skimmers, alot of work ahead.

Have a good fall shoppers,

and don't drive, walk or ride your bike. I say

let the younguns ride the bus. Level red

polution in Fort Worth, Texas.

Mow your own grass with

a self -propelled reel mower .

www.eco-gardening.com/ docs/mowlawn_af_pushsil...

More results from www.composters.com

~Mo Kellogs

posted by txpoollover, September 07, 2004 16:11 | link | comments

Monday, September 06, 2004

I have been saying all the time "Have a cuppa tea!"~M.K.

http://thekellogs.motime.com/1079029196#233455

Miracle Tea

Tea lovers may be surprised to learn their beverage of choice touts yet another health benefit: blood pressure control.

Drinking a half-cup of green or oolong tea per day reduced a person's risk of high blood pressure by almost 50% in a new study. People who drank at least two and a half cups per day reduced their risk even more. Their risk was reduced even if they had risk factors for high blood pressure, such as high sodium intake.

RealAge Benefit: Keeping your blood pressure at 115/76 mm Hg can make your RealAge as much as 12 years younger.

More: Learn more ways to control your blood pressure . . .

Reference




posted by txpoollover, September 06, 2004 15:08 | link | comments

Sunday, September 05, 2004

Register to Vote
Be A Poll Worker
Firstgov.gov

posted by txpoollover, September 05, 2004 13:24 | link | comments

FEDERAL ELECTION COMMISSION
... What it is: The National Mail Voter Registration Form is the one document that allows you to register to vote from anywhere in the United States. ...
 
The Christian right is soliciting votes in U.S. churches read:
 
September 4, 2004
NEW YORK — They may have been pushed mostly out of the prime-time spotlight, but Christian conservatives left the Republican National Convention on Friday inspired by one of the most socially conservative party platforms in years and determined to...

posted by txpoollover, September 05, 2004 13:20 | link | comments

Saturday, September 04, 2004

Lockdown Manhattan

New York during the Republican National Convention has been a town of strong elbows. NYPD's orders translate to "No mercy," and following orders is the job -- as the author found Tuesday night, when she was thrown in the slammer at Pier 57.



posted by txpoollover, September 04, 2004 08:10 | link | comments

Thursday, September 02, 2004

Best & Worst Supplements for Men

From herbal extracts to amino acids, there are thousands of supplements promising health in a bottle. This A-to-Z guide separates the cures from the quackery from boron for memory to yohimbe for the bedroom.

posted by txpoollover, September 02, 2004 15:10 | link | comments

Wednesday, September 01, 2004

We're Not In Lake Wobegon Anymore

Garrison Keillor

Once upon a time, reasonable people could vote for Republicans, like Eisenhower. Not now: "The party of Lincoln and Liberty was transmogrified into the party of hairy-backed swamp developers and corporate shills, faith-based economists, fundamentalist bullies with Bibles, Christians of convenience, freelance racists, misanthropic frat boys, shrieking midgets of AM radio, tax cheats, nihilists in golf pants…"

posted by txpoollover, September 01, 2004 04:35 | link | comments



thanks to squidfingers for background pattern